2023 Medicare Open Enrollment Period To Purchase Individual Health Insurance Runs From Nov 1 – Dec 15!
If you don’t act by December 15, you can’t get 2023 coverage unless you qualify for a Special Enrollment Period. Plans sold during Open Enrollment start January 1, 2023.
Are you ready? No Worries, We’re Ready!
Individual and Family Open Enrollment
**Do you need help paying for your premium? Ask us if you qualify for a subsidy.
Federal Poverty Level (FPL)
A measure of income issued every year by the Department of Health and Human Services (HHS). Federal poverty levels are used to determine your eligibility for certain programs and benefits, including savings on Marketplace health insurance, and Medicaid and CHIP coverage.
The 2021 federal poverty level (FPL) income numbers below are used to calculate eligibility for Medicaid and the Children's Health Insurance Program (CHIP). 2020 numbers are slightly lower, and are used to calculate savings on Marketplace insurance plans for 2021.
- $13,590 for individuals
- $18,310 for a family of 2
- $23,030 for a family of 3
- $27,750 for a family of 4
- $32,470 for a family of 5
- $37,190 for a family of 6
- $41,910 for a family of 7
- $46,630 for a family of 8
Federal Poverty Level amounts are higher in Alaska and Hawaii. See all HHS poverty guidelines for 2021.
How federal poverty levels are used to determine eligibility for reduced-cost health coverage
- Income above 400% FPL: If your income is above 400% FPL, you may now qualify for premium tax credits that lower your monthly premium for a 2021 Marketplace health insurance plan.
- Income between 100% and 400% FPL: If your income is in this range, in all states you qualify for premium tax credits that lower your monthly premium for a Marketplace health insurance plan.
- Income below 138% FPL: If your income is below 138% FPL and your state has expanded Medicaid coverage, you qualify for Medicaid based only on your income.
- Income below 100% FPL: If your income falls below 100% FPL, you probably won’t qualify for savings on a Marketplace health insurance plan or for income-based Medicaid.
"Income" above refers to "modified adjusted gross income" (MAGI). For most people, it's the same or very similar to "adjusted gross income" (AGI). MAGI isn't a number on your tax return.
Related content
- Income levels that qualify for savings
- Federal poverty levels for previous years
- How income is counted for health coverage savings
- How to find out if you qualify for Medicaid & CHIP coverage
If you go to healthcare.gov and start an application be sure and enter the broker you are working with: We are a FREE service to you, and working with us is in your best interest. We will be an advocate for you and working with us doesn’t increase your premium.
What it does is allow us do what we do BEST: 
Benefit Writers is known for our value, but our Customers
LOVE us for our Customer Service!
Learn More About 2023 Open Enrollment Rockwall TX By Tapping Here
Diane Eller, CBA, SGS
Principle/President
Diane Eller Insurance Agency PLLC
TDI Agency License: 2309649
Agency NPN: 18827690
Agent TDI License: 1076022
Agent NPN: 4572716
diane@benefitwriters.com
(214) 771-3011 x 402
(214) 260-1280 FAX
FM#benefitwriters
Stephanie Chambers
Benefits Expert
TDI License 2884599
NPN: 20434160
stephanie@benefitwriters.com
(214) 771-3011 x 405
Marina LeBlanc
Benefits Expert
TDI License: 1621331
NPN:11733069
marina@benefitwriters.com
(214) 771-3011 x 404