I’ve always called Life Insurance a LOVE policy!
You buy it for those you love the most!
In the event of death with the purchase of a Life, oh I meant to say Love Policy, it can prevent your loved ones from experiencing financial devastation. Your loved ones are already going to feel shattered at your loss no matter what the circumstances causing death.
Face it, burial is expensive! Not everyone has an extra $15,000.00 readily available to have a funeral.
Traditional Life Insurance
Life Insurance’s primary benefit is to provide beneficiaries with financial protection in case of a premature death. However, this financial tool has developed into one of the most underutilized yet incredibly useful solutions available to solve a variety of financial issues facing us today.
Life insurance products can be structured as a potential solution for:
- Estate Tax Funding
- Funding Extended Healthcare & Long-Term Care Expenses
- Saving for College
- Supplemental Retirement Income
- Wealth Transfer
- Risk Reduction & Management
- Executive Benefits for a Small Business
And once it’s completed then it can be emailed to us: firstname.lastname@example.org
I have a friend, Larysa, who recently lost her husband, they have two young boys, her husband had life insurance, which was a love gift to ensure she was taken care after his death. You see he purchased his life insurance a couple of months before he was diagnosed with stage 4 terminal cancer.
His wife didn’t work outside of their home. She focused on raising their two young sons. She was dependent on her husband to provide for her and their children, she was from a foreign country and struggled with the ability to earn enough to replace her husband’s income.
Had her husband not had life insurance, his wife and two young son’s would be homeless. All of her family was in Russia. Even with life insurance, it was expensive probating his will, and moving, and securing dependable transportation, and paying attorney’s fees was very expensive.
On a April 14, 2018, Our lives were forever changed. I want you to know it is natural to think this happens to other people. But in reality that is naïve thinking.
The worst thing that can happen to a family is a death, the second is financial devastation. My husband and I have personally experienced the loss. I lost my twenty four year old step daughter Mackenzie suddenly. The shock and despair are the first emotion, and then the cold reality is we were facing the cost of a funeral. The average cost of a funeral today is $15,000.00. Not to mention the cost of a plot, $5,000.00, an additional cost of $1,700 to dig the whole, and another expense of $3,000 to $5,000 for a headstone. Believe me, this was not an elaborate funeral. I’m being REAL. The coffin was $1000.00 Casket’s cost about $900 up to over $5,000.00
If getting ‘REAL’ ‘RAW’ and sharing this very personal experience prepares you for the unexpected, I am okay with getting personal. Due to health issues my daughter’s expenses were not covered by insurance.
If you are reading this, and your child is 18 days up to 18 years of age, PLEASE, invest in The Child Whole Life insurance, because it is a smart investment, because it’s simple issue. It has CASH VALUE. When your child turns eighteen years old and they want, they can pull the cash and use it toward a car, or college books, or trade school or whatever.
I am currently buying this policy for ALL my grandchildren. You see, our daughter didn’t have anything to leave to her son, another reason to have a life insurance policy is not only to cover the expenses of burial, but to take care of those you love the most when you die.
I hope sharing my story, it will make you think, and prepare for the unexpected.
Kiss your loved ones, tell them you LOVE them, and know tomorrow is not guaranteed.
All our trust is in our Lord and we can say, HIS GRACE is SUFFICIENT, even for times such as this.
Forever you will be in our hearts!
Have a question?
New International Version
The LORD is close to the brokenhearted and saves those who are crushed in spirit.
New International Version
2 Corinthians 12:9
But he said to me, "My grace is sufficient for you, for my power is made perfect in weakness." Therefore I will boast all the more gladly about my weaknesses, so that Christ's power may rest on me.
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